👋 Welcome to Moneytor

Welcome to your personal finance wellness app. We're here to help you manage your money, simply and securely.

Moneytor is designed to help you consolidate all of your banking transactions into one location. It provides a single, consolidated view of your income, spending, and net worth, allowing you to clearly see how your financial health is progressing over time.

This guide provides an overview of Moneytor's features to help you make the most of the platform.

Moneytor is a personal finance wellness app that allows you to connect your bank accounts securely. By bringing all your transactions into one place, you can track your spending, analyse your financial trends, and manage your accounts privately and effectively.

We take your privacy and security to heart. We built Moneytor with the safety of our own families in mind, and that commitment extends to every user.

• Your Data is Not for Sale: We will never sell or share your personal financial data with third parties. Period.
• Designed for Your Eyes Only: Our system is architected with advanced encryption so that even our internal team cannot see the details of your transactions or balances. How you manage your money is your business, and we keep it that way.
• Trusted Authentication: To ensure your account is protected, authentication is handled by trusted providers like Microsoft Azure, giving you an extra layer of peace of mind.

• Dashboard: Your financial command centre. The dashboard gives you a complete overview of your finances in one place, acting as your central hub to see account summaries, track recent activity, and monitor your progress at a glance.

• Household Collaboration: Manage shared finances together. Invite trusted parties to collaborate on the same set of financials.

  • For Your Home: Share and manage finances with your spouse, partner, or roommates to get a full financial view of the household.
  • For Professionals: Grant access to a money coach, financial planner, or tax accountant for more accurate discussions and advice, reducing the time it takes to manage your taxes and get feedback.
  • Clear Roles: Manage who sees what with three simple permission levels: Owners (who can do everything), Contributors (who can help manage finances), and Viewers (read-only access, ideal for professionals).

• Accounts: Connect your financial life, your way.

  • Automatic Import: Securely connect your bank accounts using the Australian Consumer Data Right (CDR) scheme to automatically import transactions.
  • Manual Upload: For users who are extra privacy-conscious, you can manually upload your own transaction exports (like CSV files) to keep everything completely private and off the grid.

• Transactions: Manage your spending with powerful tools. We provide a full suite of utilities to organise your financial data:

  • Organise: Sort, page, and group transactions for easy viewing.
  • Edit: Split single transactions into multiple items, assign custom notes, tags, and categories.
  • Bulk Modify: Update multiple transactions at once to save time.

• Reports: Gain powerful monthly insights. Our reports are focused on providing a clear overview of your performance each month.

  • Monthly Breakdown: See exactly where your money went with a detailed summary of your monthly activity.
  • Compare Trends: Analyse your spending and income across multiple months to understand your habits and track progress.
  • Category Analysis: Get a clear view of your spending by category to identify areas for improvement.

• Net Worth Dashboard: Track your progress over time. Watch how your net worth grows with clear, visual charts.

• Usage Dashboard: Get insights into your habits. See how you're interacting with the app to better understand your own financial management patterns.

• Custom Categories: Organise your finances your way. Create personalised categories that fit your lifestyle. This allows you to see exactly where your money goes in a way that makes sense to you.

Check the sidebar for detailed guides on each feature. You can also look for tooltips and info icons throughout the app, or reach out to our support team if you get stuck.

Enjoy taking control of your finances with Moneytor! 💸